FAITH ADEBIYI - CFCS, CAMS
Tallinn
Summary
Senior Compliance Officer with expertise in AML/CTF compliance, sanctions, KYC, EDD, and transaction monitoring, ensuring adherence to FCA, FINTRAC, and global regulatory standards. Skilled in fraud investigations, audit responses, and currency corridor-specific rule optimization to reduce alert volumes and mitigate financial crime risks. Experienced at collaborate with auditors, regulators, and management to enhance compliance policies, streamline sanctions and payment screening, and strengthen quality assurance (QA) and quality control (QC) processes. Committed to driving process improvement, managing regulatory risks, and fostering a culture of accountability across compliance programs.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior Compliance Officer/MLRO
Pesapeer Inc
01.2024 - Current
- Oversee compliance monitoring, audits, and risk assessments to ensure adherence to European and Canadian regulations
- Conduct regular compliance audits, risk assessments, and transaction monitoring
- Lead regulatory reporting and risk analysis for senior management decision-making
- Leverage compliance tools (ComplyAdvantage, Dow Jones, WorldCheck) to optimize rule sets and improve transaction monitoring
- Monitor adherence to compliance policies and conducted periodic audits and inspections
- Train and support teams to enhance regulatory awareness and best practices
Senior AML and Sanctions Processing Specialist
Nordea Bank
01.2023 - 12.2023
- Analyzed alerts and investigated customers who matched with SDN, PEPS, and SIP lists during the onboarding process and Ongoing Due Diligence review
- Conducted risk assessments on high-risk customers, provided detailed analyses of potential risks, and implemented suitable mitigation strategies through an evaluation of their business operations and compliance measures
- Compiled facts and potential criminal evidence from investigations to be reported to senior management
- Investigated alerts using internal and external tools and procedures, aimed at meeting regulatory requirements
- Conducted manual sanctions screening on PEPS, RCA, UBOs, etc
- Submitted cases to regulators, financial institution partners, and law enforcement for potential legal and/or criminal charges
- Evaluated the risk level associated with each customer based on various factors, including their country of origin, occupation, and transaction history, and determined the level of due diligence required
Business Onboarding Specialist
Kraken Digital Asset Exchange
01.2021 - 12.2023
- Conducted in-depth risk analyses of potential high-risk customers or clients
- Determine potential risks by analyzing a variety of variables, such as the business model, industry, geography, ownership structure, and transaction patterns
- Ensured compliance with all company procedures, legislation, and regulations that pertain to onboarding high-risk clients
- This involves following the know-your-customer (KYC) and anti-money laundering (AML) regulations linked to various jurisdictions
- Conducted thorough due diligence checks on high-risk clients, including identification verification, financial document analysis, and background checks to ensure legitimacy and authenticity
- Maintained accurate and up-to-date records of all onboarding activities, risk assessments, and due diligence findings in compliance with company policies and regulatory standards
- Made informed decisions based on risk assessments regarding the approval or rejection of high-risk business applications, ensuring alignment with the organization's risk tolerance and policies
- Implemented monitoring processes to identify and address any suspicious or unusual activities related to high-risk clients
- Report any findings promptly to the appropriate authorities
Customer Support Specialist
Wise (formerly TransferWise)
01.2020 - 01.2021
- Provided exceptional customer service by addressing customer inquiries, concerns, and requests through various channels such as in-person interactions, phone calls, emails, and chat
- Assisted customers with opening new accounts, updating account information, and resolving any issues related to account maintenance
- Took responsibility for challenging customer issues and escalated them to the right product teams for quick resolution
- Mentored new customer support agents on how to attend to the needs of customers in the best possible way
- Documented conversations with customers to track requests, problems, and solutions
- Ensured that customers' complex issues are resolved in a timely manner
Customer Support Representative
CoTrac Satellite Systems
01.2017 - 06.2019
- Increased sales by 45% from year 1 to year 2 in CoTrac's Tracking Solution for both private and institutional vehicles
- Identified and attained 3 new business accounts per week and managed relationships with approximately 53 existing accounts
- Suggested a new tactic to persuade canceling customers to stay with the company's brand, resulting in an 8% decrease in cancellations
- Responded appropriately to all forms of engagement, such as queries from customers via telephone and e-mail, and provided an appropriate solution
- On-boarded both business and private customers, performed duties including KYC verification, presented relevant product information, and had a customer conversion rate of 90%
Education
Master of Science - International Relations
Tallinn University
06.2021
Bachelor of International Relations -
Obafemi Awolowo University
Ile-Ife, Osun State06.2016
Skills
- Excellent Communication Skills
- AML Tools: ComplyAdvantage
- Ms Excel
- Comply Advantage
- SQL
- Microsoft Power BI
- Dow Jones
- World Check
- Risk Management
- Team building
- Analytical Thinking
- Positive Attitude and Team Player
- Investigative
- SQL Skills
- Policy and Procedure Development
- Knowledge of AML/ATF regulations and risk mitigations
- OSINT and Adverse Media Expert
- Investigation and Reporting
- Interpersonal and Organisational Skills
Certification
CFCS (Certified Financial Crime Specialists) - 2022
CAMS (Certified Anti-Money Laundering Specialist) - 2025
Timeline
Senior Compliance Officer/MLRO
Pesapeer Inc
01.2024 - Current
Senior AML and Sanctions Processing Specialist
Nordea Bank
01.2023 - 12.2023
Business Onboarding Specialist
Kraken Digital Asset Exchange
01.2021 - 12.2023
Customer Support Specialist
Wise (formerly TransferWise)
01.2020 - 01.2021
Customer Support Representative
CoTrac Satellite Systems
01.2017 - 06.2019
Bachelor of International Relations -
Obafemi Awolowo University
Master of Science - International Relations
Tallinn University
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