Summary
Overview
Work history
Education
Skills
Languages
Work availability
Timeline
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IRINA SMIRNOVA

Tallinn,Estonia

Summary

Skilled credit risk controller with attention to detail and problem-solving skills to approach different applications and conflicts. Understands importance of balancing risk against financial returns to optimise profits. Quick to learn new procedures and careful to follow protocols.

Overview

24
24
years of professional experience
4
4
years of post-secondary education

Work history

Credit Risk Controller

Stora Enso Eesti AS
08.2014 - Current
  • Evaluating new credit requests and conducting client credit and risk checks. Managing and collecting debts. Setting up the terms of credit for new clients. Negotiating payment plans. Managing the collection of all payments and debts. Responding to client inquiries. Preparing statements and reports for company management and customers. Liaising with customers and the sales team.

Accountant, Financial Reporting

Eastman Specialties OU
01.2012 - 07.2014
  • Analyzed monthly reporting to reconcile production operations and general ledger. Reconciled accounts from income and expense data to net worth and assets. Prepared monthly bank reconciliations with 100 % accuracy. Created quarterly and yearly balance sheets to track financial trends and performance. Kept tracking of administrative and SGA budget spending, SOX control compliance.

Supply Chain Manager

Eastman Specialties OU
01.2010 - 01.2012

Responsible for productivity, performance and efficiency supply chain team. Supply chain management and sales as well as with other functions, like logistic, quality and finance. GMP lead auditor, ISO procedures creation, development, ISO audits.

Business Analyst and Credit controller

Eastman Specialties OU
01.2009 - 01.2010
  • Contacted customers about overdue payments by phone, letter and email. Chased clients to procure payments in line with agreed terms and conditions. Informed new customers on up-to-date credit terms and conditions. Minimizing risk by proactively advising management of active payment issues. 6 SIGMA projects participation, projects cost tracking. Gather and analysis different data, prepare spending analysis, cost reduction program managing.

Procurement Specialist

Eastman Specialties OU
01.2001 - 01.2009

Procure materials based on requisitions/demand (effectively negotiate purchases of products, which result in best long-term value to the company, customs clearance of imported goods.

HR Administrative Assistant

Eastman Specialties OU
03.1999 - 01.2001

Recruitment and hiring (use sourcing strategies, screen, interview, test applicants), training (assist supervisors in creating development plans and selecting training programs and training companies), salary and benefits (in cooperation with manager participate in salary surveys, administer reward system, benefit program), budget (assist manager in creating and tracking administrative and HR budget).

Education

BS in International Economic Relations - Economics

Estonian American Business College
Tallinn
09.1994 - 06.1998

Skills

Several years of experience in the area of HR, procurement, supply chain, accounting and credit management in big international companies

  • Credit risk management
  • Credit analysis
  • Financial audits
  • Risk Assessments
  • Credit reviews
  • SAP, Excel, Power point, Power BI

Languages

Russian
Native language
English
Upper intermediate
A1
Estonian
Upper intermediate
B2

Work availability

Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
morning
afternoon
evening
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Timeline

Credit Risk Controller

Stora Enso Eesti AS
08.2014 - Current

Accountant, Financial Reporting

Eastman Specialties OU
01.2012 - 07.2014

Supply Chain Manager

Eastman Specialties OU
01.2010 - 01.2012

Business Analyst and Credit controller

Eastman Specialties OU
01.2009 - 01.2010

Procurement Specialist

Eastman Specialties OU
01.2001 - 01.2009

HR Administrative Assistant

Eastman Specialties OU
03.1999 - 01.2001

BS in International Economic Relations - Economics

Estonian American Business College
09.1994 - 06.1998
IRINA SMIRNOVA