Sodiq Saheed
Tallinn,Tallinn
Summary
Compliance enthusiast with demonstrated years of experience in the fintech and legal industry.
Overview
3
3
years of professional experience
1
1
Certification
Work History
High Risk Approval Specialist (SMA)
Wise
Tallinn, Harjumaa
01.2024 - Current
- Review and assess High Risk customers and provide analysis and approval as per the set policies and procedures.
- Exercise discretion in setting priorities, identifying customer records that require further review and taking action to obtain and follow-up on the information and/or documentation requested.
- Ensure that information and documentation provided by customers, meet our risk appetite for onboarding high risk customers.
- Conduct in depth analysis, using provided documentation or external sources (e.g websites and company registries) ensuring that only customers within risk appetite are onboarded. Perform searches utilising Internet sources and/or third-party vendors to obtain information on prospects and new/existing customers.
- Communicate with other internal teams when required to handle escalated or complicated cases.
- Provide guidance and responses to daily inquiries from peers, front-line and management regarding high risk approval matters and case analysis, when appropriate.
- Maintain high understanding of AML/CFT Regulations and how these impact the business, as well as Wise products and Services
- When warranted, be capable of drafting SAR narratives to report activity deemed unusual.
- Draft reports to internal and external stakeholders, periodically and when requested.
- Have a deep understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies.
- Support Wise in internal and external audits and regulatory process related queries reviews.
Due Diligence Senior Agent
Wise
Tallinn
06.2021 - Current
- Performs Customer Due Diligence (CDD) on current, new, and/or potential customers based on risk mitigation controls and certain trigger events
- Exercise discretion in setting priorities, identifying customer records that require further review, and taking action to obtain and follow up on the information and/or documentation requested
- Assess the Risk level of referred profiles that may or may not meet the Risk criteria expected from escalations
- Communicate with customers via email when required to handle escalated or complicated cases with strong customer empathy as well as clear communication of decisions and policies
- Maintain a basic understanding of AML/CFT Regulations and how these impact the business, as well as Wise products and Services
- Perform searches utilizing Internet sources and/or third-party vendors (i.e
- Google, LexisNexis, and/or World Compliance) to determine negative news and obtain due diligence information for prospects and new/existing customers
- Ensure the documentation of sufficient customer information to support the development of expected customer activity based on the customer attributes present during the onboarding process
- Follow and adhere to AML controls; including review of high risk customers, PEP screenings, and standard KYC / AML policies.
Customer Suppot Specialist
Printify
Riga
05.2021 - 10.2021
- Communicating with customers through live chats, emails and phone
- Helping merchants set up their online stores and creating their first products via email & chat
- Providing merchants with all the necessary information about Printify and POD
- Assisting merchants with order-related and account-related issues
- Building and maintaining efficient communication with existing/new customers and Print Partners
- Verification of Merchant's document such as government-issued identification card, passport, and tax bill.
Legal Intern
Startup Wise Guys
Tallinn
10.2021 - 07.2021
- Proactively solving client's issues in a timely and compassionate manner via email and phone
- Support Startups with financial related matters such as nominal shares and banking
- Support the legal team and clients with legal issues related to AML/KYC, Customer Due Diligence (CDD), Verification, Compliance, and Data Protection
- Drafting legal documents such as Contracts, Investment Agreements, NDAs, Term Sheets, Legal Guidelines, etc
- Assisting with drafting legal check-lists for start-ups
- Assisting Legal Officer
- Assisting with drafting the structure for providing legal advice for SaaS and FinTech Start-ups.
Legal Intern
Gencs Valters Law Firm
Tallinn
10.2020 - 06.2020
- Administrative duties
- Assisting Attorneys with projects and research in the area of AML/KYC Compliance and Immigration law
- Researching legal questions and drafting memoranda for existing and potential cases
- Writing of articles for firm homepage
- Verification of documents and Customer Due Diligence (CDD).
Education
MA International Law and Human Right -
University of Tartu
06.2023
BA EU & International Law -
Tallinn University of Technology
06.2021
Bsc Business Adminstration and Management -
Ekiti State University
12.2015
Skills
- Experienced with Slack, Outlook, G Suite, Jira, Intercom, and Zendesk
- Great and efficient communication skills
- Ability to work and multi-task independently
- Innovative and fast in adapting to the new environment
Certification
- 02/26/2021, ANTI-MONEY LAUNDERING CONCEPTS: AML, KYC AND COMPLIANCE, Udemy, Anti-Money Laundering (AML), https://www.udemy.com/certificate/UC-5cf9913a-f496-4a5d-bb3f-3c6313907b95/
- 01/27/2021, FINTECH SECURITY AND REGULATION (REGTECH), Coursera, FinTech Regulation, AML, KYC, Risk Management and InsurTech, http://www.coursera.org/account/accomplishments/certificate/MCLUFQBAYCZS
- 12/03/2020, GOOGLE IT TECHNICAL SUPPORT FUNDAMENTALS, Google/Coursera, Information and Communication Technologies, coursera.org/verify/6BSXXD9ED3HX
- 09/22/2020, WRITE PROFESSIONAL EMAILS IN ENGLISH, Coursera, coursera.org/verify/CKLFN24JM6LD
- 07/29/2020, GENERAL DATA PROTECTION REGULATION (GDPR), Alison, https://alison.com/certification/check/$2y$10$CBRdu7Hmp6keB9xmSUyq4uZtiTRuX7za.7tn5G.h6esWolVGKZ
Languages
- English, C1
- Yoruba, Native
Timeline
High Risk Approval Specialist (SMA)
Wise
01.2024 - Current
Legal Intern
Startup Wise Guys
10.2021 - 07.2021
Due Diligence Senior Agent
Wise
06.2021 - Current
Customer Suppot Specialist
Printify
05.2021 - 10.2021
Legal Intern
Gencs Valters Law Firm
10.2020 - 06.2020
MA International Law and Human Right -
University of Tartu
BA EU & International Law -
Tallinn University of Technology
Bsc Business Adminstration and Management -
Ekiti State University
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